Providing the best mortgage possible

Welcome to Halo Real Estate and Loans, proudly serving Sacramento since 1994. As a veteran-owned enterprise, we embody a commitment to precision and dedication, traits ingrained through years of service in the Air Force. Our foundation rests on a passion for delivering exceptional, personalized service, making your dream of homeownership a soaring reality.

At Halo, we prioritize the human touch in an industry often dominated by automation. We understand that every client is unique and deserves tailor-made solutions. Our brokerage is a gateway to specialized mortgage programs, spanning from excellent credit and substantial down payments to assisting those with less-than-perfect credit and limited down payment resources. We stand ready to guide you, turning your unique circumstances into opportunities for homeownership.