Halo Real Estate and Loans

We are veteran-owned and have operated in the Sacramento area since 1994 and have succeeded through every cycle so far. Although larger, automated mortgage companies provide mortgage loan services, they lack 1:1 service and can only provide the loan programs their company offers.

Our niche is personal touch and 1:1 interaction. Our customers entrust us with their most personal information, which we collect only through the most secure portals that provide encryption. After gathering financial information and determining customers' goals, we recommend the best mortgage and home purchase options available.  
As a brokerage, we work with several lenders who specialize in various niche mortgage home loans.  Our broker served in the Air Force and knows the ins and outs of VA loans.  Our niche programs range from A+ credit with significant down payment funds -- to low credit and little down payment.  We also have investor programs that use the rental income to qualify for the loan and self employed buyers that find it hard to prove income.  Give us a call to find out how we can get you into your dream home!